-- D.J. Onuaguluchi, a licensed real estate agent with eXp Realty, today announced the expansion of the Triple 10 program — an established homebuying path — into the North Houston area, connecting self-employed, 1099, and credit-rebuilding buyers to homes through flexible financing options.

The program is built for buyers who have the funds and the income to own a home but have been turned away by traditional mortgage underwriting — a group that includes business owners, gig and contract workers, and people rebuilding their credit. Rather than relying on a credit score alone, the financing path looks at more than a credit score — weighing a buyer’s available funds and overall ability to pay.
The “Triple 10” name refers to the program’s transparent, three-part structure: a small markup, a 10% down payment, and a competitively affordable, fixed monthly payment — each described to interested buyers in plain terms during a one-on-one consultation, where the specific figures for available homes are reviewed individually.
“Most of the people I talk to aren’t looking for a handout — they have money saved and they pay their bills, they just don’t fit the box a bank wants them in,” said D.J. Onuaguluchi of eXp Realty. “Triple 10 gives those buyers a clear, honest path to owning a home in the communities they actually want to live in, and they see every number before they ever commit to anything.”
The program is now available across communities in the North Houston area, including Conroe, Spring, Tomball, and The Woodlands. For buyers who would rather take the conventional route, the program also connects them with expert lender partners who can close in as little as 21 days. As the buyer’s agent, Onuaguluchi helps clients identify homes and financing paths; financing terms are set by the financing provider or licensed lender partners, not by the agent.
Buyers interested in learning whether the Triple 10 path is a fit can schedule a no-obligation consultation at djonuaguluchi.exprealty.com or by calling 936-274-7475.

About D.J. Onuaguluchi, eXp Realty
D.J. Onuaguluchi is a licensed Texas real estate agent serving the North Houston market with eXp Realty. He specializes in connecting buyers — particularly self-employed and credit-rebuilding clients — to homes and flexible financing paths, including conventional lender partners who can close in as little as 21 days. D.J. Onuaguluchi, eXp Realty · TX License #729850.
All real estate and financing services are offered in compliance with the federal Fair Housing Act. Equal Housing Opportunity. Financing availability and terms vary by property and buyer and are not guaranteed.
Contact Info:
Name: Dr. D.J. Onuaguluchi
Email: Send Email
Organization: Dr. D.J. Onuaguluchi
Phone: 936-274-7475
Website: http://drdjonuaguluchi.com
Release ID: 89196616

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